Daftar isi :
PELATIHAN MANAGING CONSUMER LENDING BUSINESS
TRAINING TENTANG MANAGING CONSUMER LENDING BUSINESS
Course Background TRAINING TENTANG MANAGING CONSUMER LENDING BUSINESS
Dengan semakin tingginya permintaan masyarakat akan kredit konsumer (KPR / KKB / KTA dan Credit Card) sangat penting bagi bank ataupun institusi keuangan untuk dapat merespon animo masyarakat tersebut dengan mengembangkan produk sesuai dengan permintaan konsumen. Dan mengelola portofolio kredit konsumen tersebut sejak dari proses akuisisi sampai dengan collection, untuk mendapatkan imbal hasil (return) yang optimum bagi bank/institusi keuangan tersebut.
Course Benefit TRAINING TENTANG MANAGING CONSUMER LENDING BUSINESS
* Memahami mekanisme pengembangan produk kredit konsumer
* Mengetahui cara mengakuisisi nasabah
* Memahami prinsip kerja credit scoring
* Mendapatkan teknik-teknik untuk mengelola portofolio kredit konsumen
* Mengetahui teknik dan strategi collection
* Memahami cara menganalisa tingkat profitabilitas
Course Outline TRAINING TENTANG MANAGING CONSUMER LENDING BUSINESS
* Planning Consumer Credit Products
1. Selecting and attracting the target market, Designing product terms and conditions
2. Developing profit models for consumer lending products
* Account Acquisition
1. Screening and credit evaluation, Avoiding negative selection
2. Setting credit lines to meet profit goals
* Credit Scoring Theory And Application
1. Developing and implementing scores to meet business goals
2. Monitoring and validation
* Portfolio Maintenance
1. Controlling the performance of accounts
2. Testing programs for optimum implementation
* Collections
1. Developing a collection strategies : identifying low- and high risk accounts, collection scoring, allocating internal and external resources
2. Forecasting delinquency and write off
* Secured Products: Mortgages (KPR) And Automobile Loans (KKB) and Unsecured Product : Personal Loan (KTA)
1. Planning the product , Screening techniques (underwriting process)
2. Managing the portfolio
* Profit Analysis
1. Life time, single-loan profitability analysis, installment loans and revolving products
2. allocating revenue and cost by product and Funding
Who Should Attend TRAINING TENTANG MANAGING CONSUMER LENDING BUSINESS ?
* Business Support Credit Consumer, Manajer Portofolio, Analis Kredit, Account Officer, Analis Kredit, Analis Risiko, Pimpinan Cabang
Jadwal Pelatihan Transform-mpi.com 2025 :
- Batch 1 : 30 – 31 Januari 2025
- Batch 2 : 13 – 14 Februari 2025
- Batch 3 : 11 – 12 Maret 2025
- Batch 4 : 16 – 17 April 2025
- Batch 5 : 15 – 16 Mei 2025
- Batch 6 : 25 – 26 Juni 2025
- Batch 7 : 16 – 17 Juli 2025
- Batch 8 : 6 – 7 Agustus 2025
- Batch 9 : 3 – 4 September 2025
- Batch 10 : 8 – 9 Oktober 2025 || 29 – 30 Oktober 2025
- Batch 11 : 13 – 14 November 2025 || 25 – 27 November 2025
- Batch 12 : 15 – 16 Desember 2025
Catatan : Jadwal dapat menyesuaikan dengan kebutuhan anda.
Biaya dan Lokasi Pelatihan :
- Jakarta :
- Bandung
- Yogyakarta
- Surabaya
- Malang
- Bali
- Lombok
Catatan : Biaya diatas belum termasuk akomodasi/penginapan. Apabila ada pertayaan mengenai materi, biaya, lokasi, jadwal dan penawaran lainnya, hubungi kami di nomor CS kami.
Fasilitas Pelatihan di transform-mpi.com:
- Penjemputan dari Hotel/Bandara/Stasiun/Terminal.
- Training Kit (Dokumentasi photo, Blocknote, ATK, Flashdisk, dll).
- Transportasi Peserta ke tempat pelatihan.
- 2x Coffe Break & 1 Lunch (Makan Siang).
- Training Room Full AC and Multimedia.
- Free Bag or Bagpackers (Tas Training).
- Softfile Foto Training
- Sertifikat Pelatihan.
- Souvenir Exclusive.
